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Well we are officially bankrupt. It was a longer process than I expected. The judge was nice though I think he only talked to us so he could give us some advice. He didn’t like our notorious mortgage company or some or the people involved in the bankruptcy process. He did advise us to keep receipts for everything and not to round the figures up for our income and expenditure statements. He also commented that it was nice to see the person that had done the paperwork for us knew what they were doing for a change.

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