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I went bankrupt in April 2006 and was discharged in 2007. The reason for going bankrupt at that time in my life was due to severe ill health, to the point where I had only 24 hours to live. As you can see I made it through and live daily with the disabilities left with me and am trying to repair my credit history. It seems so unfair that like a mug several people loaned money on my credit cards. They did not pay me back and I am left with trying to sort this myself. Why can’t I get a second chance?

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